SMALL BUSINESS
FUNDING OPTIONS
Working capital loans.
If your business lacks sufficient cash to cover daily operational expenses (e.g., rent, payroll, utilities), increase inventory, or pursue a growth opportunity, a working capital loan may be the solution. American Finance Solutions specializes in this type of loan, which is designed to provide businesses with funds to manage a wide variety of short-term financial obligations.
By securing a working capital loan, you can ensure that your business remains agile and prepared to seize new opportunities while maintaining stability in your operations.
- Working capital loans from $10,000 to $5 million
- Unsecured — no collateral required
- Favorable rates
- 6 to 24-month term options
- Same-day funding for $10,000 to $250,000 loan amounts
- Minimum six months in business
- Four months of business bank statements
- 500 or higher credit score
- $200,000 or more in annual revenue
Business line of credit.
Business expenses, inventory shortages, and cash-flow shortfalls can arise at any time. When they do, you need access to quick funding to keep your business moving forward. One effective solution to consider is a business line of credit from American Finance Solutions. With a business credit line, you can access a predermined amount of funds and use it for various business-related expenses and needs.
Our business credit lines operate on a revolving basis, meaning once you repay the borrowed amount and any accrued interest, the total funds available to draw from are replenished. This allows you to maintain flexibility in managing your finances—you can access additional funds whenever needed without having to reapply for a new line of credit.
- Business credit lines from $10,000 to $275,000
- Term Lengths up to 36 months
- Unsecured — no collateral required
- Favorable rates
- Only pay for what you use, plus interest
- Your credit line replenishes when you make payments
- Minimum one year in business
- Four months of business bank statements
- 650 or higher credit score
- $400,000 or more in annual revenue