FAQs

To qualify for a working capital loan from American Finance Solutions, you will need to meet these minimum requirements: A minimum of six months in business, a 500 or higher credit score, and $200,000 or more in annual revenue. In addition, you will need to provide four months of business bank statements. Additional borrowing criteria will apply during the application review, and we can discuss them with you.

To qualify for a business line of credit from American Finance Solutions, you will need to meet these minimum requirements: A minimum of one year in business, a 650 or higher credit score, and $400,000 or more in annual revenue. In addition, you will need to provide four months of business bank statements. Additional borrowing criteria will apply during the application review, and we can discuss them with you.

Yes, our working capital loans and business lines of credit are unsecured, meaning no collateral is required as part of your application.

American Finance Solutions asks for basic information about you and your business. This includes your personal address and contact information, as well as your company name, address, telephone number, and business tax ID, among others. You must also provide four months of business bank statements with your application.

If your funding application is approved, the interest rate on your working capital loan or business line of credit will be determined by the various lending criteria we consider. This includes, but is not limited to, the health of your business, its annual revenue and cash flow, and your credit score.

The potential amount of funding your business can qualify for will depend on the lending criteria we consider and whether your company meets them. When evaluating applications for working capital loans and business lines of credit, we consider credit score, time in business, and annual revenue, among others.

American Finance Solutions is known for its ability to provide quick funding for approved funding applications. For example, same-day funding is available for $10,000 to $250,000 working capital loan amounts, provided all necessary documentation is submitted during regular business hours. We also offer quick turnaround times for business lines of credit.

American Finance Solutions considers businesses in most business industries. That said, we do not work with companies in these ineligible sectors:

• Illegal gambling
• Adult-themed entertainment/pornography
• Political campaigns
• Automotive dealerships
• Firearms/ammunition
• Cannabis